:root{--navy:#082d66;--blue:#1263d6;--sky:#eaf4ff;--ink:#111827;--muted:#667085;--line:#dce5f0;--soft:#f5f8fc;--paper:#fff;--green:#157f5b}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Pretendard,"Noto Sans KR",system-ui,-apple-system,sans-serif;color:var(--ink);background:var(--paper);line-height:1.72;word-break:keep-all}a{color:inherit;text-decoration:none}.wrap{width:min(980px,calc(100% - 40px));margin:auto}
header{height:72px;display:flex;align-items:center;border-bottom:1px solid var(--line);background:rgba(255,255,255,.96);position:sticky;top:0;z-index:20}.nav{display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:10px;font-size:20px;font-weight:900;color:var(--navy);letter-spacing:-.04em}.mark{width:34px;height:34px;border-radius:10px;background:var(--navy);display:grid;place-items:center;color:#fff}.mark svg{width:22px}.navlinks{display:flex;gap:24px;align-items:center;font-size:14px;font-weight:750;color:#344054}.download{background:var(--blue);color:white;padding:10px 16px;border-radius:10px}
.hero{background:linear-gradient(135deg,#061b39,#0b4ba5);color:white;padding:76px 0 70px}.breadcrumb{font-size:13px;color:#bfd6f2;margin-bottom:24px}.breadcrumb a{text-decoration:underline;text-underline-offset:3px}.eyebrow{font-size:14px;font-weight:850;color:#79c5ff;letter-spacing:.03em}.hero h1{font-size:46px;line-height:1.2;letter-spacing:-.05em;margin:12px 0 18px}.hero p{max-width:720px;font-size:19px;color:#d3e1f2;margin:0}.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 19px;border-radius:11px;font-weight:800}.btn-primary{background:white;color:var(--navy)}.btn-outline{border:1px solid rgba(255,255,255,.35);color:white}
main article{padding:68px 0 80px}.lead{font-size:20px;color:#344054;margin:0 0 42px;padding:24px 28px;background:var(--soft);border-left:4px solid var(--blue);border-radius:0 14px 14px 0}h2{font-size:30px;line-height:1.3;letter-spacing:-.04em;color:#0b2245;margin:54px 0 16px}h3{font-size:20px;color:#17345f;margin:28px 0 8px}p{margin:0 0 16px}.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:24px 0}.card{border:1px solid var(--line);border-radius:16px;padding:23px;background:white}.card b{display:block;color:var(--navy);font-size:18px;margin-bottom:6px}.card span{font-size:14px;color:var(--muted)}ul{padding-left:22px}.note{background:#eef8f4;border:1px solid #c8eadb;color:#275b49;padding:18px 21px;border-radius:14px;margin-top:26px}.related{margin-top:64px;padding-top:34px;border-top:1px solid var(--line)}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.related a{border:1px solid var(--line);padding:16px;border-radius:12px;font-weight:750;color:var(--navy)}
.faq-list{display:grid;gap:16px}.faq-list section{padding:4px 26px 10px;border:1px solid var(--line);border-radius:16px;background:#fff}.faq-list section h2{font-size:23px;margin:22px 0 10px}.faq-list section p{color:#475467}.source-meta{font-size:13px;color:var(--muted);margin-top:18px}
footer{padding:40px 0 52px;border-top:1px solid var(--line);font-size:13px;color:#667085}.foot{display:flex;justify-content:space-between;gap:30px}.foot-links{display:flex;gap:18px;flex-wrap:wrap}.email{color:var(--blue);text-decoration:underline;text-underline-offset:3px}
@media(max-width:720px){.wrap{width:min(100% - 28px,640px)}header{height:64px}.navlinks a:not(.download){display:none}.hero{padding:54px 0}.hero h1{font-size:36px}.hero p{font-size:17px}.cards,.related-grid{grid-template-columns:1fr}.foot{flex-direction:column}.cta-row .btn{width:100%}}